Author name: Megan Hartley

Megan Hartley founded Happy Paw Notes in 2026 after six years spent reading insurance fine print for a living as a claims analyst. She's since applied that same scrutiny to her own dogs' coverage — filing a claim for Otis's torn CCL surgery and appealing one for Biscuit's recurring ear infections. Megan has compared quotes and policy documents from 20-plus U.S. pet insurers. She isn't a veterinarian and doesn't give medical advice; she writes about what coverage actually costs and what it actually pays.

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